How much loan amount can I receive through you?
We at 12 Month Short Term Loans usually deals in short term loan services that provide you the cash access of up to £100-£1500 depending on your requirements and repaying abilities for the flexible repayment period of maximum 12 months.
How much fees do you charge for your services?
You dint need to worry about our fees at all as the service we provide our 100% free of cost. As in, we don't charge any application or processing fees from our applicants.
Please specify your eligibility conditions?
Our eligibility conditions are quite easy to qualify. You just have to be a permanent resident of the UK of over 18 years of age. Also, you must be employed in a reputed organization for past 6 months with a minimum income of £1000 along with an active valid checking account.
Do you have any loan services for the defaulters too?
Yes, of course! You can apply for any of our short term loan services with the complete freedom of mind regardless of your credit issues such as CCJs, IVAs, low credit scores, arrears, late pays, missed pays, defaults or bankruptcy visible in your credit history. However, 12 month loans no credit check doesn't even require you to go through any credit check formalities.
I don't have any collateral to pledge, can I apply?
The short term loan services offered by us are all unsecured in nature. So you don't have to put any collateral with us.